Certificate of no debt from Mosenergosbyt: how to get it, online

What is it for?

The main purpose of obtaining such a document is to ensure the financial accuracy of a citizen who owns residential real estate. It will protect the new homeowner from unfounded claims against him regarding payment for utilities.

Government authorities also require the issuance of a certificate, since they undertake obligations to protect the interests of other residents of the house. If a citizen intends to leave the country, including temporarily, he must also report to the state that he has no debts for the energy resources used and home maintenance services.

Certificates of absence of debt on rent and other utility (housing) services are also necessary to confirm the status of a solvent, bona fide bank client. As a rule, such documents are necessary to apply for a loan or open a mortgage agreement.

Procedure for collecting debts on utility bills

Payment for utility services must be made by the 10th of the next month. For violation of deadlines, homeowners and tenants will face disciplinary action.

Depending on how late the payment is, Russians can expect:

Explanatory conversation. Such measures are applied if the amount of debt has accumulated over 2-3 months. Sometimes the apartment owner simply could not find out about the debt, and utility service employees pointed out the debt during personal communication.
Investigative measures are used if housing and communal services debt has accumulated over the course of a year. In this case, utility industry employees are obliged to find the debtor, even if he has changed his residential address. The authorities have the authority to offer the defaulter a peaceful resolution of the conflict or to cut off his utilities.
Petition. Utility organizations can file a lawsuit against a citizen after 3 years of non-payment. The case is being heard in a court of general jurisdiction, and after a decision is made, the forced collection of the debt will be handled by representatives of the Russian Bailiff Service. The FSSP has the right to seize property, withhold the amount of debt from wages, and prohibit leaving the country.

The claim must meet all standards of civil procedure. The document must reflect the maximum amount of data on the case. An important aspect will be the presence of evidence that utility companies have repeatedly tried to resolve the conflict with the defendant peacefully. A list of documents and certificates will need to be attached to the application to the court.

The judge makes a decision on the day the claim is filed after reviewing the details of the process. An appeal against the decision is possible within 10 days.

How to get a certificate of absence of debt on utility bills Novosibirsk.

The document is drawn up in the form accepted at the place of application. Issued at the place of request.

A certificate of absence of rent arrears is required:

when applying for a loan - the statement confirms to the bank the solvency and responsibility of the loan applicant; its presence is not always necessary, but will be an advantage when considering the application;
when inheriting real estate - the debts of the testator are distributed proportionally among the heirs, an extract on utility bills is necessary to identify obligations and transfer them to the new owners;
sale or exchange of real estate - the buyer is provided with a certificate of the current status of utility bills and rent for them.

The sale of an apartment or house can also be carried out with debts.

If there are several heirs, the obligation to repay debts is divided between them in proportion to the value of the property received.

In practice, the court often takes the side of the defendants, that is, the heirs, not satisfying the management company’s claim in full, but obliging the new owners to repay only some part of the amount. In this regard, if there are legal grounds for challenging the amounts specified by the management company, you should go to court.

Where to get a certificate of no debt

Only those organizations that are involved in maintaining the house can issue a certificate of absence of debts for the apartment:

management companies;
municipal or private structures providing services of unified settlement centers;
directly to the HOA.

The specified certificate is not included in the list of government services, therefore it is impossible to issue it remotely (through the government services website, for example). In most cases, to obtain it, the applicant’s personal presence at the office of the organization that carries out payments or provides services is necessary. ERC specialists check the data with the documents provided, make a request to the client database and receive up-to-date information.

If the apartment owner has direct contracts with several companies providing housing or utility services, he must contact them directly. In the URC or in the homeowners' association, information about payments may be either completely absent or incomplete.

By rent

The client, the Unified Center or the company's management can find out how much rent they owe using remote services. You can call the ERC using the hotlines that are specified in the subscriber’s agreement with the billing center. In Moscow, each district office has its own multi-channel number, which allows you to quickly receive all the necessary information if you need to know the reception time or other organizational issues.

URC representatives do not have the right to convey information about debt orally. Therefore, a personal visit to the center will be required.

Issuing a debt certificate includes providing information on the amount of the monthly payment and the total amount of debt, absence of debt for a specific period. It is recommended to record the information in the form of a certificate immediately after payment for housing services so that the balance is positive and there is no debt. Obtaining a certificate during this period will save money, since you will not need to make advance payments.

The document can also be issued directly by the HOA, if the owner of the apartment is not a client of the settlement center and all payments are made directly to the association.

A special case is living in apartments that are not equivalent to living space. The presence of debt obligations to the owner or the company servicing this house is not a debt for rent. Formally, the consumption of communal resources and their use goes beyond the scope of the Housing Code. All payments are made, in most cases, directly to the building owner. He pays his bills as a commercial consumer.

However, it is recommended to pay off debts to the owner before registering for travel abroad or before starting the lending procedure. Since the owner of the apartment, due to the presence of debt obligations, can submit information about the debtor to government agencies. The basis will be convincing - failure to fulfill a commercial contract. In this case, the negative effect for the loan recipient will be the same - refusal to receive financial assistance from the bank.

For major repairs

It can only be issued by a regional fund or a homeowners' association, if funds for major repairs are transferred there. Fundamentally, it does not differ in form from documents of the EIRTs form 22.

The debt to pay for major repairs is included in the debt for housing and communal services. Not everyone pays this fee in full or on time. It should be said that according to the current rules, the presence of this debt is equivalent to obligations for housing and utility payments. Therefore, before receiving the certificate, you must pay off the debt and provide a bank statement about the payment.

The issuance times may differ slightly from the ERC, however, as a rule, they are no more than one business day.

For electricity

A document confirming the absence of monetary claims from energy workers can only be obtained from a company that provides energy services. The contract number and other details, including the address of the company’s office, can be found from the data included in the contract with energy companies. The same data is included in the monthly notice of payments for used electricity.

Help from the water utility

Water supply and sewerage services in the house can be provided by a separate organization, and not by a management company or HOA. If the apartment owner has a direct contract for the supply of services with the water utility, it is from the water utility that you will have to obtain a separate certificate.

It includes the following information: the amount of payment, the status of the client’s current account as of the current day, the address of the service and the company details. The signature of the responsible employee confirming the information and the company seal must be affixed.

By whom and when is it provided?

This certificate is issued by various organizations, which include:

housing office;
HOA accounting;
information and settlement centers, which are usually available in each region.

The entire application process involves drawing up an application and preparing the necessary documents. They are transferred to the employees of the selected institution. Papers must be originals or copies certified by a notary.

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What does a certificate of no debt on utility bills look like?

Usually, based on these documents, a certificate is provided on the day of application. After this, it can be transferred to other organizations. The document is valid only for 10 days after receipt.

To avoid problems with fictitious debts, it is advisable to save various payment documents, represented by checks and receipts, for three years, since they act as evidence that the citizen really approaches his obligations correctly, so he does not have significant debts.

What documents are needed

To obtain a certificate, you must first prepare some papers. These include:

a well-formed statement;
passport of the citizen or his representative;
a power of attorney, which the representative must have if he is preparing the certificate instead of the owner or tenant of a particular home;
meter readings are taken on the day of treatment;
checks and receipts are usually required that confirm the timely transfer of all funds for utilities;
certificate of ownership of the apartment;
title papers if necessary;
social rent agreement if the apartment is municipal.

When selling a home

For the buyer of an apartment or house, such a document guarantees the absence of obligations outside the purchase and sale agreement. New owners are not required to pay the debts of previous owners for housing and communal services. But having a lawsuit over these payments can cause inconvenience to the new owner.

Due to possible court restrictions on the disposal of property, the new owner of an apartment or house will not be able to fully manage the property. A significant amount of debt from the former owner, if it exceeds or equals the value of the property, may cast doubt on the legality of the sale transaction.

If the ex-owner knew about such a debt, entered into legal proceedings, and also deliberately tried to sell property that actually no longer belonged to him, the court may impose restrictive measures. For example, until the completion of the proceedings, as a protective action in the interests of the state and creditors, limit the right to dispose of the apartment, including putting it up as collateral or renting it out.

The requirement to provide a certificate certified by a seal and signature will, first of all, protect the buyer or tenant from such situations.

Form EIRTs 22

This special form is used to draw up a document with information about the presence/absence of debt obligations to the management company or HOA. It is used in information and settlement centers in Moscow and other cities for those apartment owners who are clients of settlement centers. A similar form is filled out by the accounting department of a municipal or private enterprise providing certain types of services.

If a certificate is required for issuance at the end or at the beginning of the month, for the convenience of clients, the ERC can calculate the required amount of the advance payment and include these calculations in the finished document, making additional charges. The client pays the current payment and the advance amount and immediately receives the necessary document.

If there have been changes in the composition of residents or the number of apartment owners has increased, a certificate can be issued within 2-3 days, which will be needed to verify the information received.

The HOA may also use this form of information submission at the request of the apartment owner or his legal representative, using an approved form.

Video about the consequences of debt

Due to frequent changes in legislation, information sometimes becomes outdated faster than we can update it on the website.
All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems.

This is interesting: Sample invoice for advance payment under contract

That's why FREE expert consultants work for you around the clock!

via the form (below), or via online chat
Call the hotline:
St. Petersburg and region
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APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

Due to frequent changes in legislation, information sometimes becomes outdated faster than we can update it on the website.
All cases are very individual and depend on many factors. Basic information does not guarantee a solution to your specific problems.

That's why FREE expert consultants work for you around the clock!

via the form (below), or via online chat
Call the hotline:
St. Petersburg and region
Regions

APPLICATIONS AND CALLS ARE ACCEPTED 24/7 and 7 days a week.

Certificate of absence of rent arrears: form

There is no special form confirming the absence of utility debts. There are recommendations and decisions of municipalities, samples approved by utilities, municipal enterprises and settlement organizations.

Experts recommend checking the contents of the document upon receipt to ensure that it includes a certain list of information:

the full name of the management company or homeowners association providing information on one of the payments or on all services;
Full name of the applicant;
text informing about the state of affairs - the presence/absence of debts in a specifically specified amount, for example, 100 rubles or 0 rubles;
the date on which utility employees relied when transmitting information about the state of affairs with payment for services provided.

The form is approved by departmental or internal standards of enterprises, but is not legally established. If, instead of a form with filled-in information, they give you a regular text block with all the necessary components, this will also be an official document that has legal force.

Form

Below you can download a ready-made certificate of absence of utility debts.

Sample

The sample certificate of debt for utility bills indicates all the details, including the address and full name of the company that issued it, as well as the signatures of managers certifying the authenticity of the data.

Below you can see the text of the document and its approximate contents.

How to get a certificate from the water utility about the absence of debt

In such a case, the representative of the tenant or owner of the property must present a passport and a notarized power of attorney. Judicial authorities and guardianship may also require a form confirming the absence of debt.

Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique. If you want to find out how to solve your particular problem, please contact the online consultant form on the right → Or call us by phone (24/7).

It's fast and free! Moscow and Moscow region Necessary documents to obtain When owners and tenants apply to have a certificate issued to them, employees of authorized organizations provide a sample application that states what information the tenant needs. Which payment method to choose is up to the utility payer to decide; the main thing is not to forget to make the necessary payments on time. Accrual of commission With all the variety of ways to pay for utility services, do not forget that many payment acceptance points charge a commission. The commission is charged at the following points: Payment terminals, although the advantage of this payment method is speed and convenience, there is still a disadvantage - the commission. Its size ranges from 3 to 5%, and the terminal does not issue change. Overpaid funds can be transferred to the next month or to the telephone number or account number specified by the payer. Post office, the size of the commission when paying through Russian Post will be from 1 to 3% of the total amount deposited. Bank branches, most banks, if payment is made through a cash specialist, charge a percentage.

Application documents

In order for the document to be promptly issued at the request of the applicant, it is necessary to transfer the originals or notarized copies of documents to the settlement center, homeowners association or management company:

passport or other document that identifies the applicant;
an apartment purchase and sale agreement or a document on receipt of an inheritance, donation, or other form of transfer for full or partial use of real estate, including a rental agreement;
accurate data from metering devices (you can attach photo printouts from the meters);
statements or originals of bank documents on payment of fees for housing and utility services.

If you are submitting a package of documents to a specific company providing utility services, and not to the ERC, it is enough to show your passport, contract and digital information on electricity or water metering. As a rule, these companies have payment statements, since they are promptly received by the company from banking institutions.

If the homeowner requests the issuance of a certificate, and the utility organization refuses to provide it to him, then the applicant has the right to point to the norm of the Code of Administrative Offenses. Refusal to provide information to a citizen or lawyer may have consequences.

Information about a citizen’s current obligations to a company or municipal enterprise for utility bills refers to the list of information that a citizen has the right to receive in a form convenient for him. That is why delay in issuing a certificate is an illegal action, which is punishable by a fine.

What to do if you have debt?

If there is a delay in paying for utilities for a period of three to six months, penalties may be charged and access to certain utilities may be limited.

To resolve the situation, it is necessary to agree with the management company on debt restructuring or pay the entire amount in one payment, if possible.

The absence of debts for utilities and rent is an indicator of a citizen’s conscientiousness. The presentation of information about the absence of debts for utility services may be requested in various institutions, since it is a legal document and is proof of a person’s solvency.

If necessary, you can obtain a certificate of absence of debt from the housing balance holder in the department where settlement data is processed. The document is issued at the request of the property owner.

Hello, dear portal visitor! Unfortunately, the article reveals only a typical answer to the question you are interested in. To consider a specific problem, write it to us as an online consultant.

The algorithm of actions in this case will be the same as when working with the terminal. If your bank card is linked to your personal internet account, you can pay the required amount electronically or set up an automatic payment. With automatic payment, the required amount will be automatically debited from the card every month. Alternatively, you can come to the bank and use the details to make a payment with the help of a banking specialist. Through the post office, you can find out the exact data and list of accepted payments at the post office itself, or by going to its official website. Through the portal of state and municipal services or other payment services.

Before paying for services through third-party Internet resources, you need to make sure they are reliable and only after that enter data and transfer funds.

By far the fastest way to pay is via the Internet.

But sometimes buyers agree to register the transaction without the seller providing information about the debt on the apartment.

Entry into inheritance

Civil Code of the Russian Federation, namely Art. 1175 states that “the heirs who accepted the inheritance are liable for the debts of the testator.” This also applies to utility service obligations.

If there are several heirs, then each of them will be liable for debts in proportion to the share of the property received.

Subsequently, new personal accounts will be issued to the heirs (after the corresponding entry is made in the general register).

It is worth mentioning that in practice there are special cases when the court does not recognize the claims of the plaintiff (in this case, the management company) and reduces the amount of the debt.

The document will allow potential home buyers to ensure that they have no debts to utility services.

Document form

The form for a certificate of absence of debt on utility bills does not have a unified form at the legislative level.

This is due to the fact that, based on the requirements of regulations, the provision of such a certificate is not the responsibility of the owner of the apartment, including when he makes a purchase and sale transaction.

The registration authority is not required to provide it as a mandatory document when registering a transaction.

The certificate submitted to the bank, buyer or other persons serves only as evidence that the homeowner does not have a debt on utility bills.

At its core, such a certificate is informational in nature.

A certificate of absence of rent arrears is a document that is presented by an individual or legal entity at the place of request. The purpose of this paper is to confirm the integrity of the property owner, as well as his solvency. A certificate of rent arrears is drawn up in accordance with the independently approved form of the management company, has its own details and has the status of a legal document.

Validity

As a rule, the validity period of a certificate confirming the presence or absence of debts for housing and communal services is set to 10 days. This period of validity is not fixed by law, but is accepted in most organizations.

Usually, the contract for the provision of services, as well as the Housing Code, states that payment must be made no later than the 10th of each month. Thus, the certificate must be valid for at least a calendar month. However, organizations requiring a certificate may have special requirements for the relevance of the data.

The ten-day validity period is explained by the fact that in 10-15 days account balances are updated and debt increases for the current month.

It is advisable to receive the certificate in hand immediately before completing the documents or concluding a purchase and sale agreement, so that its validity and the relevance of the specified information do not expire.

If issuing a loan or processing documents for departure is delayed, you will need to obtain a certificate again. It should be noted that some organizations, for example, HOAs, relying on the norm of the Housing Code, indicate that the certificate should be issued only for a calendar month. The applicant may be refused to issue a second certificate. To quickly find a common language and remove all claims, we recommend that you obtain a copy of the requirements for issuing a loan or requirements for receiving other services. They must contain a link stating that the certificate is valid for 10 days. This will help argue for the need to re-issue it.

As another option, write a letter and officially register it, indicating the information that the certificate was submitted upon request, however, it must be updated. Refer to the norm of the contract. Most contract texts contain a clause that states that the consumer has the right to receive information about payments in a convenient form, and at any time, at his personal request.

To whom is it issued?

It is issued only to the owner of a house, apartment, cottage, or other real estate, including commercial property. It can also be issued to a representative who has notarized authority, usually a lawyer.

The immediate relatives of the tenant or homeowner can also receive it. However, their actions must be confirmed by the owner.

Those receiving information on instructions are required to show a document confirming their identity and legal registration of residence, executed in accordance with all the rules.

Debt information is confidential. It is provided only to the court or law enforcement agencies according to a special procedure or without restrictions - only to the owner of the apartment or his legal representative.