Requirements for a share in an apartment
When faced with the legal procedure for donating a share of real estate, citizens do not know how to begin such a procedure and what requirements will need to be met in order to make such a gift.
On the eve of the donation procedure, you will need to familiarize yourself with the following nuances:
- Find out the list of documents that need to be prepared.
- Find out - who can act as a donor and recipient?
- Is it permissible to refuse such a gift and can the deed of gift be revoked?
- What are the legal risks when making such a transaction?
- What costs will you have to incur when completing the transaction?
- How long does the entire procedure take?
It should be noted that the procedure for donating a real estate share and the requirements for making a donation are the same as when registering a deed of gift for an entire object and is prescribed in clause 1 of Art. 572 of the Civil Code of the Russian Federation.
Note. It must be understood that each donation procedure is exclusive, since part of the property is associated with other entities. Certain circumstances may arise that complicate the transaction.
Who has the right to donate part of the apartment?
Donation refers to a full-fledged financial transaction that allows you to dispose of your property by transferring it into the possession of the Donee.
Therefore, only the direct owner of a part of the real estate can act as a donor of a share of housing. The donation is carried out by drawing up an agreement certifying the Donor’s intention to give his part of the living space to the Donee. The essence of the agreement is that the Donor gives the subject his share in the real estate free of charge (Clause 1, Article 572 of the Civil Code of the Russian Federation). Otherwise, in the event of a paid transfer of a share of real estate, the procedure for such a transaction is regulated by clause 2 of Art. 170 Civil Code of the Russian Federation.
Share - what is it?
How does shared ownership arise and why are there so many problems with it?
The lion's share of shares appeared in our country as a result of the privatization of housing. But you can also receive it as an inheritance, as a gift, or in the process of divorce. In addition, some buyers are trying to save money and buy housing together with friends or close relatives. There are many ways, but the result is the same - this is how common shared property arises, which belongs to several persons at once.
Property can be transferred into the possession of the owners in equal shares, for example, in situations with the donation of an apartment: if there are several recipients, and parts are not distributed, everyone receives the right to housing equally. In a greater or lesser percentage, real estate can be inherited or received when dividing areas according to a marriage contract. That is, co-owners receive 1/2, 1/3, 1/4 share of the property, etc. Owners can also determine the size of shares by mutual agreement or in court.
According to the law, the rights of share owners are limited, because there are many owners, and the shares themselves are not clearly designated. Even in cases where it is possible to allocate a room, a corridor, a kitchen and a bathroom are still considered common property. Therefore, the main problem for residents is to establish the procedure for using these premises.
Who can be the recipient
The donee is the person accepting the deed of gift. The subject of the donation can only be a legally capable subject who is adult and mentally healthy. Exceptions include the rules reflected in Art. 575 of the Civil Code of the Russian Federation. You cannot enter into a gift agreement with the following persons:
- Incapacitated.
- With government officials.
- With teachers.
- With commercial organizations.
Note. The listed list of entities is not entitled to receive gifts whose value exceeds 3,000 rubles. Failure to comply with this requirement will lead to the cancellation of the donation transaction.
Relatives
There are no barriers to registering a donated share of living space between relatives in 2020. If the owner of a share of living space decides to donate his part of the property to a loved one, he has the right to do so. This is not prohibited by law.
The main requirement for completing such a transaction is that such a donation does not turn out to be fictitious. If the donation conceals a purchase and sale, then such an agreement will be declared invalid.
Minors
In accordance with Art. 575 of the Civil Code of the Russian Federation, gifts to minors are allowed provided that the value of the gift does not exceed 3,000 rubles. Consequently, the Donor has the right to donate a share of his apartment to a minor under 14 years of age only with the permission of his parents or guardians. Such a gift to a minor aged 14 to 18 years has fewer restrictions than to a minor, however, when donating expensive property, parental permission will still be required.
Outsiders
Legislative norms do not provide for the differentiation of deeds of gift between relatives and strangers. Consequently, there are no grounds for refusing to donate a share of living space to an outsider.
When concluding such an agreement, you need to be confident in the decency and reliability of the Donee. There are many situations in life when Donors try to annul the gift agreement in order to return the apartment share to their own ownership, after discovering a negligent attitude towards the gift given to them.
How to correctly draw up a deed of gift for a share of an apartment in 2020
Registration of a deed of gift for a share in real estate in 2020 is relevant today for persons who decide to donate part of their property to children, relatives or other persons. Article 574 of the Civil Code of the Russian Federation stipulates that such an agreement must be concluded in writing. This document must be completed in accordance with legal requirements. There are two ways to formalize such an agreement:
- You can fill out the agreement yourself using a ready-made form downloaded on the Internet.
- Visit a notary and register it with him.
Of course, it is better to use the services of a notary or professional lawyers. The number of copies of the agreement depends on the number of participants in the agreement. When drawing up a deed of gift for several persons, you will need to draw up a document for each participant in the transaction.
A gift agreement is different from a purchase and sale agreement. To conclude such a transaction, you do not need the permission of the co-owners. This procedure is regulated by the legislative standards of the Civil Code of the Russian Federation. The donor transfers his property free of charge, that is, he does not receive compensation for the transfer of his property.
When filling out a document, you must follow the structure in accordance with generally accepted rules. The document reflects the Donor’s desire to give ownership of his share in the real estate to another person.
The recipients are usually:
- Relatives (children, mother, wife).
- Outsiders.
The final stage of execution of the contract is its registration with the relevant government department. If before such a moment the Donee dies, the ownership of the share in the living space remains with the Donor.
Note. The gift agreement receives valid status only after registration with Rosreestr. This procedure is the final authority for the transfer of real estate from one person to another.
Watch the video on how to make a donation
( Video : “How to properly draw up a Donation Agreement.”)
How to sell your share
Important! Since 2020, transactions with shares require mandatory notarization
Co-owners of shared real estate have a pre-emptive right to purchase the part of the apartment being sold. Thus, the owner of the share is obliged to inform the co-owners of the intention to put his part up for sale, and also to make them a written offer to purchase, indicating in the document the terms of the transaction and the cost.
Purchase and sale of a share in an apartment: features of the transaction How to sell or buy a share in an apartment, what should be taken into account before proceeding >>If the pre-emptive right is violated, it can be restored in court. According to the law, to go to court, three months are allotted from the moment the violation became known. A statement of claim is also filed in cases where the owner deliberately inflated the cost of the share when notifying the co-owners, and offered a lower price to a third-party buyer.
To avoid problems in the future, the seller must have confirmation that the co-owners have been notified of the upcoming sale of the share. It is enough to get a receipt from them, send a notification via registered mail or use the services of a notary.
Notarization of a real estate transaction: from A to Z >>If within a month there is no response from the co-owners to the notification and they have not expressed a desire to purchase the share, the owner has the right to sell it to anyone.
There is a separate issue with the sale of the share of a minor. To formalize the transaction, written permission from the guardianship authorities will be required. The parent or representative of the child must contact the local administration with an application, and also report to officials where and in what conditions the minor will live. The issue of issuing permission to sell a share is resolved within 15 days from the date of filing the application.
Where can I apply and register?
You can draw up a deed of gift either independently by filling out a blank form, or by contacting specialists or a notary.
It should be noted that the donation agreement does not have to be confirmed by a notary if the donation is of an entire object. However, when donating his share, mandatory confirmation by a notary is required, regardless of who the gift is intended for (an adult or a minor). This innovation has been established since 2020 in Art. 42 of the “Law on Real Estate Registration”.
Executing a deed of gift with subsequent registration can be done in several ways:
- Fill out the form in the parties’ own hands and personally send a request to Rosreestr to register the transaction.
- Submit the documents on the completed transaction to the territorial multifunctional center (MFC), which will send all materials to Rosreestr, followed by delivery of an extract from Rosreestr to the applicants.
- Send a request to register a deed of gift, with attached materials, to the address of Rosreestr through the post office by registered mail, with an attached inventory and notification of delivery of the message to the addressee. When sending materials in this manner, all signatures will need to be certified by a notary.
- Use the Internet resource by sending a request through the Rosreestr website. For this application, you will need an electronic signature (EDS), which can be purchased at a special center of the Ministry of Communications by presenting your passport and SNILS. This service is paid (from 1500 to 5000 rubles per year).
At the notary
Execution of documents by a notary is a way of securing the rights and obligations of the parties to the agreement.
Thanks to a notary, the reliability of the agreement increases. Notary offices not only confirm the signatures of the parties to the agreement, but also help fill out the document, and also carry out the subsequent process of registering the deed of gift. To do this you will need to do the following:
- Choose a notary.
- Collect documents as directed by the notary.
- Submit the documents to the notary.
The notary will draw up and certify the donation agreement for part of the apartment and send the documents to Rosreestr for registration. After receiving the extract from Rosreestr, the notary will hand over this document to the Donee against signature. Of course, notary services are paid.
At the MFC
The MFC is a special department that provides services to citizens for the execution and registration of all kinds of transactions, including gift agreements.
The procedure for processing documents at the MFC:
- Preparation of the necessary materials and transfer of state fees. The list of required materials is displayed at the end of this article.
- Selecting the nearest MFC.
- Arrival at the MFC for both parties to the agreement and submission of a request to register the transaction with the provision of all necessary documents. After checking the correctness of filling out the application, the MFC employee will issue the applicants a receipt of acceptance of the request and notify the date of readiness of the registration materials. According to legal regulations, an extract on the transfer of a share in real estate must be issued no later than 10 days from the date of registration of the request.
- After the time specified by the MFC employees, applicants will need to arrive at the MFC to purchase a registered agreement and a certified extract from the Unified State Register, certified by the seal of Rosreestr.
In Rosreestr
Rosreestr is a registration department that records all kinds of transactions with real estate.
To register an agreement for the donation of a real estate share, participants will need to come to the territorial department of Rosreestr and write a corresponding petition. You will need to attach the necessary documents to your application. According to legislative norms, the contract must be registered within 10 days after submitting the request. At the appointed time, the parties to the transaction will need to arrive at the Rosreestr department to receive registered documents and a certified extract from the Unified State Register.
Tax and state duty when donating a share
The amount of state duty when concluding a donation agreement is 2000 rubles. If there is no family relationship between the Donor and the person receiving real estate as a gift, then the recipient of the gift is obliged to pay a tax in the amount of 13% of the price of the donated property (clause 18.1 of Article 217 of the Tax Code of the Russian Federation). If the gift is intended for a related person, then in this circumstance the latter is not subject to taxation.
The donor, regardless of who the gift is intended for, does not pay tax, since he does not receive remuneration from this transaction.
If the deed of gift is intended for a minor, then his parents or guardians must pay the tax. Based on clause 6 of Art. 85 of the Tax Code of the Russian Federation, the notary must send information to the tax authority no later than 5 days after registering the transaction.
How to dispose of an “extra” apartment
For most Moscow residents, solving the housing problem is a cherished, but often unrealizable dream. However, among native Muscovites there are many who own two apartments at once - they usually inherit the second home. And they are faced with the question - what to do with this “extra” apartment?
An apartment in Moscow is serious capital, which gives you a huge number of options (from “sell and put it in a savings book” to opening your own business). Specialists from the analytical center “Real Estate Market Indicators IRN.RU” examined the opportunities that the real estate market provides to such Muscovites.
There are more “two-apartment” apartments than in Europe Despite the severity of the housing problem in Moscow, according to expert observations, the share of owners of two apartments at once in the Russian capital is higher than in Europe. For example, in the UK, only 5% of the population owns more than one house, said Stanislav Zingel, president of the international real estate agency Gordon Rock. Even in developed countries, young people are often forced to live with their own parents. For example, in Spain, 67% of young people under the age of 29 live with their parents. In Greece and France this value is 40%. In the UK, a third of young people under 34 live with their parents.
Even if it is possible to leave your parents, this is usually facilitated by renting rather than buying a home, and having a second home is a rare situation in Europe. “Firstly, Europe has a fairly strict real estate taxation system. As a result, the presence of a second or more property turns out to be a rather heavy tax burden for homeowners. Secondly, the relative high cost of real estate and, as a consequence, the long period for which mortgage loans are taken out, simply do not leave the majority of Europeans the opportunity to acquire a second home,” explains the expert.
Real estate investment manager and founder of the Indriksons.ru portal Igor Indriksons emphasizes that even if a second house or apartment is inherited, Europeans most often sell it to pay off the mortgage loan for the housing in which a person lives.
“When I was little, I also had a grandmother...” For Russians, the value of housing as such is higher, so our compatriots are in no hurry to part with apartments, even if they do not live there. “Historically, it so happened that in our state - first in the Soviet Union, then in Russia - money was (and is) perceived as something very necessary, valuable, but unreliable. And how could it be otherwise? After all, the memory of more than one generation of our citizens retains memories of “sudden” monetary reforms, when savings collected with such difficulty became worthless overnight. About those times when, for one reason or another, banks were unable to pay depositors money. Therefore, it is hardly surprising that real estate has become the hard “currency” of our compatriots, and Muscovites in particular,” explains Valeria Kosenkova, head of the Smolenskaya branch.
Also, the high value of real estate for Russians was influenced by its inaccessibility. In Soviet times, people stood in queues for decades, but now, according to Valeria Kosenkova’s estimates, barely 1% of the population can save up for an apartment in Moscow. “All this allows Moscow grandparents, property owners, to organize almost an auction between relatives for the best care in old age, the reward for which will be such valuable square meters,” she says.
Rays Moscow, Western District, Solntsevo district, Solntsevo metro station, Rumyantsevo metro station, Yugo-Zapadnaya metro station, 4 km from the Moscow Ring Road
Meanwhile, reluctance to part with an apartment in principle does not mean that Muscovites who inherited an apartment do nothing with the “extra” housing. According to Nadezhda Telesh, managing partner of the real estate agency BIG Realty, about 25% of people who contact the real estate agency come after receiving an apartment as an inheritance or as a gift.
The majority of realtors surveyed said that most often in such cases, people either decide to rent out an “unnecessary” apartment, or prefer to sell (sometimes two apartments at once - the one they inherited and the one they live in) in order to buy something else and improve their living conditions . “There were isolated cases when the apartment we received was like a sudden freebie. It was sold, the money was spent on renovating their apartment, buying a car and other things,” notes Artem Artyukhov, an expert at the State Russian Museum, director of development at the Maitre Rocher West real estate agency.
Do nothing and wait Before the crisis, when real estate prices grew by leaps and bounds, apartments received as an inheritance were often “idle.” The owners did not want to sell them, as they expected a significant increase in prices in a few years. At the same time, many also did not dare to rent out such apartments - why take on additional trouble and “wear out” the apartment if it already brings in tens of percent per annum?
“If you look back, at the end of 2000, when I entered the real estate market, a one-room apartment in Moscow, in a modern building at that time, could be bought for 20,000 - 25,000 dollars. Now the minimum cost of a one-room apartment in the 2000s. construction costs about 5.5 million rubles, or in currency at the current exchange rate more than 180,000 dollars. Those. over the past 11 years, the price of similar apartments has increased 7-9 times,” says Konstantin Barsukov, deputy general director of Relight Real Estate.
But during the crisis, prices fell, and, according to the IRN.RU housing cost index, they are still far from pre-crisis heights: if in 2008 a square meter in the capital cost more than $6,000, now it is $5,118. Moreover, according to the forecasts of Oleg Repchenko, head of the analytical center “Real Estate Market Indicators IRN.RU”, in the coming years, housing prices will “tread water” at current levels (read more about this in the article “Will real estate be a “safe haven”?”) . Apartments in old panel buildings are especially unreliable in this sense. “It is important to get rid of the old stock, which is becoming cheaper every year,” recommends Svetlana Lapshina, managing partner of the real estate agency BIG Realty.
Thus, no one can guarantee an increase in real estate prices, but costs will not go away. According to Igor Indriksons, if the apartment is “closed” and water meters are installed, you will have to pay around 2,000 rubles for utilities. per month. But sometimes utility bills can reach 5,000 or 8,000 per month, depending on the area of the apartment and when paying for water according to standards, and not according to meters. We should not forget about the possibility of introducing a real estate tax based on the market value of the apartment (currently they pay based on the BTI assessment). So far, no definite decision has been made on this issue, but different figures are cited - from 0.1% to 0.5% of the market value per year. That is, for an apartment worth 5 million rubles. you will have to pay 5,000 - 25,000 rubles. in year.
Novo-Nikolskoye New Moscow, Troitsky district, Naro-Fominsk district, Pervomaiskoye village, Kaluzhskoye, Kievskoye highway, 26 km from the Moscow Ring Road
Thus, it will not be possible to increase capital by owning real estate - no one can even guarantee that the rise in real estate prices will offset inflation. Therefore, according to the observations of realtors, now there are rare cases when nothing is done with an apartment received as an inheritance.
Renting by renovation is more beautiful But renting out housing is the most popular way to dispose of an “extra” apartment. “All the Muscovites I know rent out apartments. Even if you’re unlucky with the “extra” one, there are many cases in Moscow when already quite adult children live with their parents and rent out their apartment,” shared Artem Artyukhov (Russian Russian Museum).
Rental income can be 4 - 7% per year, depending on the characteristics of the apartment. These are far from the highest investment indicators. “For example, if you take a standard one-room apartment with a total area of 35 m, then now you can get at least 5 million rubles from its sale, and most likely even more. The cost of rent will be approximately 30,000 rubles, which means a little over seven percent profitability. If the same 5 million rubles. put it in the bank at 10% per annum, then the monthly income will be about 40,000 rubles,” Konstantin Barsukov (Relight Real Estate) gave approximate calculations.
It is imperative to take into account the fact that money depreciates over time, while real estate increases in price. According to Oleg Repchenko, even if real estate prices do not rise in the coming years, in the longer term (for example, 10 years) they will most likely win back inflation. In addition, the landlord also receives a monthly fee, which also increases with inflation. Therefore, renting out an apartment makes sense.
Unlike investors who make money from rental housing, heirs often rent out the apartment as is, not wanting to spend extra money to fix it up. “The so-called “grandmother’s option” is an apartment renovated 20 years ago with the appropriate furniture and appliances, usually in a relatively old house,” says Artem Artyukhov.
According to Maria Baskova, head of the housing rental department, housing worth 5 million rubles, designated by us, is usually a two-room apartment in a residential area of Moscow, in a 5-story building (Khrushchev), without renovation, with furniture from the 80s, often without a washing machine. “The rent for this option will be 30,000. If you do cosmetics in such an apartment, buy the necessary household appliances and, for example, remove all the “ancient” furniture, the price will increase to 35,000,” she notes. Also in the price range of 5 million rubles. gets a “unit” - an apartment in a panel house with a kitchen of 8-10 square meters. m. “The rental rate of such an apartment without renovation will be 25,000 rubles, after cosmetic renovation and with new furniture – 28 – 30 thousand rubles,” says the expert.
True, the costs of repairs will be considerable. “For an apartment worth about 5 million rubles, the difference between renting out a “destroyed” apartment and an apartment with a “decent” renovation is about 5,000 rubles a month, and even cosmetic repairs will cost you no less than 300,000 rubles. (unless, of course, you do it yourself - then it’s not cheaper than 100,000 rubles),” says Nadezhda Telesh. That is, the repairs will pay off only after a year. If the apartment is not in the best condition, you can offer the tenants to make repairs themselves in exchange for the rent. The landlord will simply save on utility bills for the first year.
Wings Moscow, Western district, Ramenki district, Ramenki metro station
However, Artem Artyukhov still recommends renovating the apartment before renting it out: “I see real advantages in renovation - the “public” for such an apartment will clearly be more decent; renting out a “well-kept” apartment is still more pleasant; You can move to live on your own at any time; a renovated apartment is more liquid for rent or sale.”
Number of rooms | Minimum rental rate (per month) for an apartment without renovation and furniture | Minimum repair cost | Minimum cost of furniture and household appliances | Minimum rental rate (per month) for an apartment (with minimal renovation and minimal furniture and household appliances) |
One-room | 23,000 rubles | 250,000 rubles | 200,000 rubles | 30,000 rubles |
Two-room | 30,000 rubles | 300,000 rubles | 250,000 rubles | 38,000 rubles |
Three-room apartment | 38,000 rubles | 350,000 rubles | 300,000 rubles | 50,000 rubles |
Source: Relight Real Estate
Buy the dream of country life Realtors call renting out housing a very attractive option in terms of preserving capital and earning additional income. “But we shouldn’t forget about other factors besides financial ones. After all, in fact, there are a lot of ways to dispose of an “extra” apartment. And not all of them are necessarily about making a profit. If there is some dream or need for which there was not enough money, then selling an “unnecessary” apartment can help to realize it,” notes Konstantin Barsukov.
For example, an “extra” apartment can contribute to the fulfillment of the dream of a country house - a quiet life in the fresh air in a cozy house with a blooming garden. True, it is very difficult to find a cottage suitable for permanent residence near Moscow for an apartment inherited. “To buy a house for permanent residence and work in Moscow, the average Moscow apartment is not enough. For these purposes, 14 - 18 million will be needed. And this is the price, for example, of a three-room (minimum 100 sq. m) apartment in a monolithic building in the southwest, - Valeria Kosenkova, head of the Smolenskaya department, gives an example. – The average apartment is 6 – 8 million rubles. This is a nice country house. Or a house for permanent residence, 70 km away from Moscow.” If we talk about a modest granny’s apartment worth 5 million rubles, then you won’t get around at all.
That is, to buy a cottage within 20 km from Moscow for permanent residence, you will have to sell two Moscow apartments at once, which few are willing to do. “Both apartments are not for sale, since, after all, a Moscow apartment is most often a necessity. A person will not sell both apartments, since no one will want to be left without Moscow registration, a Moscow pension and live in the region,” explains Igor Indriksons.
But, according to Artem Artyukhov, within 20 km from Moscow for 5 million rubles. you can find a suitable townhouse. Of course, the area of the plot will be smaller (usually from 0.5 to 2 acres), and the house will not be separate, but this option allows you to enjoy country life without losing a second apartment in Moscow, which can be rented out for additional income.
May resort town Leninsky district, 9 km from MKAD
According to the RealSearch.Ru Real Estate Search database, within 20 km from Moscow there are three residential complexes and cottage villages with townhouses that can be purchased at a price of up to 5 million rubles.
Name | Location | Prices for an apartment section |
"Twelve Oaks" | 4 km along Kashirskoe highway and M4 highway, Vidnoye | 4,900,000 – 6,912,000 rub. |
"Pearl of Korenevo" | 15 km along Yegoryevskoe highway | 4,798,500 – 8,364,665 rub. |
"Losiny Island-1" | 17 km along Shchelkovskoe highway | 4,500,000 – 8,925,000 rub. |
Improve living conditions In addition, “extra” housing can be used to improve living conditions. “This is one of the most popular ways to dispose of “extra” square meters,” says Svetlana Birina, head of the city real estate department. — A person gets the opportunity to finally expand their living area or move to an area with better transport accessibility or closer to their place of work. In any case, the option that the client chooses depends on the amount received from the sale of both apartments. If it is high enough, then you can buy an acceptable option and use the remaining difference for personal purposes. Very often, if the funds allow, they buy a good car.”
Even by selling one apartment, you can increase the area, however, to do this you will have to move beyond the Moscow Ring Road. “Recently, a trend has emerged - to change Moscow to the Moscow region with an increase in meters and the level of housing. For example, a young family inherited a one-room apartment in a Khrushchev-era building (about 30 sq. m) in a residential area of Moscow. They sell it and buy in the near Moscow region a large (60-70 sq. m.) two-room apartment in a modern house, where it is easier to accommodate a family with two children,” says Valeria Kosenkova (“Azbuka Zhilya”).
The sale of two apartments allows you to solve the housing problem of two generations at once, who can live in the same area, but in different types of housing, in accordance with their tastes. Such opportunities exist in mixed-format suburban residential complexes. For example, in the Twelve Oaks residential complex already described above, there are not only townhouses, but also 12 low-rise apartment buildings. That is, an independent adult child can live in an apartment, while parents dreaming of a country house can live in a townhouse. Or vice versa - elderly parents in an apartment, and their children and grandchildren in a townhouse next door. There will be enough money from the sale of two apartments for both options, even for renovations (about 5 million for a townhouse and about 2 million for a one-room apartment).
Outside the homeland Selling an apartment in Moscow provides ample opportunities in the foreign real estate market. According to Stanislav Zingel (Gordon Rock), for 5 million rubles. in Europe you can buy, for example, an analogue of the Russian “three ruble” in the capital Vilnius, Tallinn, Berlin, Bratislava, Podgorica, Sofia or Prague. You can buy a decent house in the provincial areas of France or on the Atlantic coast. On the Mediterranean coasts of Spain and Italy, you can buy 1-2-room apartments and even decent private houses for this amount. For fans of skiing, real estate is available in inexpensive ski resorts in Austria and France, however, in this case, the area of the purchased property is unlikely to be more than 30-50 square meters. m. “In a word, Europe is not Moscow: there is somewhere to roam there with 5 million rubles,” the expert comments.
Budget options in the Moscow region are indeed appearing more and more often, but they cannot always constitute an alternative to a “second home” abroad, says Oleg Repchenko, head of the analytical think tank (see “The domain of the oligarchs has become the domain of the middle class”). And the reason here is not so much a lack of patriotism, but rather a banal desire for the sea and sun.
PRIME PARK Moscow, Northern District, Khoroshevsky district, Dynamo metro station, CSKA metro station, Petrovsky Park metro station, Airport metro station
Sometimes people who initially plan to exchange their “extra” apartment for housing in Russia change their point of view in favor of foreign real estate. “But still, such a change of preferences (for example, buying an apartment in Bulgaria for a grown child instead of an apartment in Moscow) is quite rare,” notes Stanislav Zingel. “After all, the goals and motivations with which Russian and foreign real estate are purchased are very different.”
It is not necessary to buy housing abroad - you can rent it, which allows you not to be tied to one place and travel, and at the same time keep your property in Moscow. “Most often they rent out both apartments and rent a house abroad: in Spain, Cyprus. The cost of renting one apartment covers the rent of real estate abroad, the income from renting the second apartment is spent on living,” says Igor Indriksons.
According to the observations of Svetlana Birina (NDV-Real Estate), downshifting has recently been gaining popularity: “In this case, the money received from renting an apartment is spent on a carefree living, for example, in Thailand or Goa.”
Summary from IRN.RU Capital apartment worth 5 million rubles. (and this is not the largest and most modern housing, the so-called “grandmother’s option”) opens up many opportunities for owners. Such an inheritance will allow you to open your own business, invest money in investment instruments, or remain within the real estate market. For a quiet income, it is preferable to rent out an apartment, but it is better to renovate it - it is easier to find a tenant, and the monthly rent will increase by 5,000 rubles.
For those who are willing to sacrifice additional income for the sake of improving their living conditions, there are also many options available - from a townhouse in the Moscow region to housing abroad. There is no such thing as too much real estate - you can always dispose of an “extra” apartment based on your own needs and interests.
Nebo Moscow, Western district, Ramenki district, Ramenki metro station
Necessary documents for registration of a donation agreement for a share of an apartment
When concluding a deed of gift with the help of a notary, in addition to filling out the form, you will need to collect the following papers:
- Receipt for transfer of state duty.
- Original Russian passports.
- Title documents for an apartment share (agreement of co-owners, materials on privatization, purchase and sale, etc.).
- Document on ownership of property (extract from the Unified State Register of Real Estate).
- Permission of the husband/wife, certified by a notary (for the gift of a share of property acquired together).
- Extended apartment registration.
When contacting the MFC or Rosreestr, you will need the following documents:
- Request from transaction participants.
- Gift agreement.
- Receipt for transfer of state duty.
- Passports of the parties.
- Registration certificate, plan and cadastral extract for the apartment.
- Consent of the guardianship department - if the Giftee is under 18 years old.
- Confirmation of close relationship (certificate from the registry office).
- Title documents for the share of housing.
- Extract from the house register.
Note. You do not have to provide a receipt for the transfer of state duty. When transferring it, employees of the MFC or Rosreestr will identify data on the payment of state duty in the electronic database.
Share in an apartment
When the discord began in the relationship between Inna and her mother, now none of them will remember. The daughter was irritated by her mother’s constant reproaches and moralizing, but the mother could not understand at what stage of her upbringing she had withdrawn from the formation of her only daughter’s worldview. Psychologists would diagnose it as “conflict between fathers and children.” In the heat of yet another scandal, Inna decided to cut this Gordian knot - to divide the apartment, and express her kindred feelings for her mother at a distance. However, in all the legal offices where she turned for advice, the same answer awaited her - “you have no grounds for allocating a share in your mother’s apartment, you are not a co-owner. You have the right to claim an apartment only after the death of the owner - according to the rules of inheritance law.”
You should seek legal advice before entering into any transaction. If there is a question about purchasing real estate, for example, as a couple with a friend, brother or in a civil marriage, then in order to avoid possible misunderstandings, it is better to register it as common shared property, then each of the co-owners will know what share belongs to him.