Subsidy for the purchase of housing in 2020

Programs for receiving subsidies for an apartment: how to become a participant

To receive a subsidy under any of the four targeted programs of St. Petersburg, you must first of all be on the “city waiting list”, i.e. be on the list of those in need of improved housing conditions. To be included in this list, several conditions must be met. To enter Queue No. 2 you must:

• Live in St. Petersburg for the last 10 years with permanent registration. The chance is greater for those who have not changed their place of residence over the past 5 years;
• Housing conditions did not intentionally deteriorate over the same 5 years;
• There is less than 10 sq.m. per person. area (in communal apartments without restrictions).

To get into Queue No. 1, the area per person must be less than 9 square meters in private housing and 15 in communal housing, plus:

• It is necessary to prove the status of the poor: the income for each family member does not exceed 22 thousand rubles. (two living wages)
• The value of property owned by family members (plots, dachas, shares in real estate, cars) is not more than the market value of 10 sq.m. housing.

You can apply for waiting list status to the housing department of the district administration at your place of residence. You can choose a program immediately after the person on the waiting list has your certificate in hand.

To apply to both queues, you must prepare the following package of documents:

1. Copies and originals of passports;
2. Copies and originals of TIN and SNILS;
3. Copies and originals of marriage certificates and birth certificates of children (if the mother changed her last name during marriage, it is better to take her birth certificate as well.),
4. Certificates of forms No. 7 and No. 9 for 10 years (take from the passport office).

For Queue No. 1 you additionally need:

1. Salary certificate;
2. Certificate from the tax office.

How to get a subsidy for an apartment for low-income people

Special financial support programs are provided for low-income citizens. The poor are those whose average total income, calculated per family member, is below the regional subsistence level. In 2020, low-income families have the right to subsidized housing and compensation for housing and communal services. To obtain a legal basis for placing on a waiting list for real estate (purchase on preferential terms), the need of a low-income family must be officially established. To apply for a subsidy, you must contact the social protection authorities at your place of residence and provide the following documents:

• Original and copy of the applicant's general passport.
• Certificate (copy and original) about family composition;
• Certificate of a low-income family, certificate from the inventory bureau (originals and copies).
• A document establishing the fact of the absence of own real estate.

Also, low-income citizens must receive a conclusion recognizing them as in need of improved housing conditions. To do this, you need to contact the Housing Department of the District Administration of St. Petersburg at the place of registration. The decision to provide benefits is made within a month from the date of registration of the application. The total amount of the subsidy is determined individually in each case. You can submit documents for a subsidy through a multifunctional center: in a branch or on the website. When purchasing housing under construction, a low-income family must remember that the degree of readiness of a residential apartment building must be at least 70 percent.

Subsidies for the purchase of housing in St. Petersburg: what targeted programs exist

Although there are officially four subsidy programs, one of them – “Housing for public sector employees” – is practically frozen, because There are suitable facilities only in Krasnoe Selo, Shushary or Pargolovo, which does not suit everyone. And the conditions there are not the most “tasty”. In a budget-funded organization, you need to work for at least five years, and you can’t quit before paying for the apartment in full, otherwise you’ll have to buy it back at the market price instead of cost, and in one payment. Essentially, this is an interest-free installment plan from the state for a period of 10 years. At the same time, the public sector employee must make an initial contribution of 20% from his own funds.

Let’s take a closer look at popular and active programs, thanks to which dozens of families improve their living conditions every year. The queue, of course, does not move quickly, constantly adding new subsidies, and beneficiaries greatly slow down the process, pushing aside those who do not have priority. But nevertheless, there is progress, and if there is a chance to receive a payment from the state, then we must use it.

Subsidies for Housing in St. Petersburg in 2020

In 2020, as in previous years, solving the problem of insufficient housing affordability for a young family is very urgent, because the money needed to purchase housing is very considerable. The insolvent demand of young families for housing is a serious concern for municipal and state officials. When calculating the amount of the subsidy, the amounts of costs specified in the contracts for the provision of services and (or) the performance of work on major repairs of common property in apartment buildings financed using the subsidy (hereinafter referred to as the contract) and the short-term plan are applied.

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However, a category of military personnel has emerged who refuse the options for houses and apartments offered by the military department. By delaying getting an apartment, these people were delaying the moment of final dismissal from the army, being at the so-called disposal - they did not go to service, but they received monetary allowances from the Ministry of Defense.

"Development of long-term housing lending in St. Petersburg"

Those on the waiting list who have already taken out or are ready to take out a mortgage for a period of at least three years can count on participation in this program. With social benefits, you can buy secondary, primary, or under construction housing (at least 70% complete), as well as a room in a communal apartment, if the apartment later becomes separate. In the latter case, this intersects with the “Resettlement of Communal Apartments” program, and these citizens are helped first of all, just like those with many children.

Attention! A prerequisite for repaying an existing mortgage is that it must be issued after a certificate from the waiting list has been received. Otherwise, it will be considered that help is not needed, because living conditions have been improved on their own, and they will be taken off the waiting list.

The payment under this program will cover no more than 30% of the cost of housing, the owner pays 60% from his own funds and 10% remains on loan funds. Currently, JSC St. Petersburg Center for Affordable Housing is in charge of processing and issuing social benefits.

Subsidies for Housing St. Petersburg 2020

low-income people (income less than two times the subsistence level + property owned no more than 10x the average market value of one “square” in St. Petersburg); citizens with 3 or more minor children; veterans of the Second World War and military operations; disabled people or families with disabled children; persons with state awards (including heroes of the USSR and the Russian Federation) who were rehabilitated after repression and who lost their housing.

1. purchasing an apartment under a regular sales contract;
2. construction of a private residential building or payment for housing in an apartment building under construction;
3. for a major renovation of an existing apartment.
4. payment of debt on a previously issued mortgage or as a down payment for it;

"Resettlement of communal apartments"

Today it is one of the most controversial programs. The line moves slowly along it, constantly filling up with beneficiaries. Innovations in 2020, designed to promote those who have been registered for more than 15 years, introduced even more confusion and only changed the order of the queues without speeding up the process itself. However, if the apartment has decided to move out, but it is not possible to apply for any other program, then this is also a chance to finally move into your own housing.

So, communal apartments of five rooms with central water supply and four without it, in which 5 and 4 families live respectively, are subject to resettlement. In this case, consent to resettlement must be given by the owners and tenants of all residential premises. In this case, a collective application is submitted to the housing department, to which documents on the right of ownership are attached. After this, the apartment is included in the list of those being resettled, and the residents must decide which scheme they will follow:

1. A third-party buyer purchases the entire apartment, and the former residents use this money + subsidies to buy new housing;
2. One of the owners buys out their shares from the others for payment + own funds and becomes the sole owner;
3. The owner of the remaining apartment can buy the last free room, which is owned by the state, at a reduced price;
4. Close relatives of one of the owners offer their living space for exchange with another with a subsidized additional payment so that one family can live in the apartment.

Attention! In order for the residents of a communal apartment to be recognized as in need of improved living conditions, not only the area of ​​their shares is calculated, but also the area of ​​the public areas (corridor, bathroom, kitchen, etc.), and it sometimes exceeds the square footage of the room.

In addition, all owned property in other real estate will be counted. Also, the apartment will not be included in the list of those being resettled if the owners of the rooms are closely related. The program is supervised by Gorzhilobmen, st. Bronnitskaya, 32.

In St. Petersburg, the rules for relocating communal apartments will be changed

According to official data, there are currently about 72 thousand communal apartments in St. Petersburg, home to about 233 thousand families. If we talk about families who are on the waiting list for improved housing conditions, then there are only 84 thousand of them. The rest, not that they do not want to improve their housing, but simply do not have the opportunity to get on these lists.

Those who live in communal apartments, where there are 2-3 families on the site, benefit the most. It's easier to negotiate with so many people. And many such residents know that their homes are located in areas where new houses and other buildings are planned.

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Subsidies for Housing in 2020 in St. Petersburg

It is also necessary to ensure that children have a place to live, that they are warm and comfortable. It is to make life easier for such families that in 2020 the state introduced new subsidies and benefits for parents raising three or more children. Housing benefits for large families allow them to get an apartment with special conditions beneficial to them. Subsidies for the improvement of housing conditions are material support, provided free of charge, intended for the acquisition of living space suitable for habitation.

Until 2020, the Spanish housing market was recovering from the global financial crisis. In 2016, for the first time, it “went into profit”. The program was officially launched on May 1, 2014. The goal of the government program is to build an additional 25 million square meters of housing.

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Subsidy for a young family to buy housing in 2020 - St. Petersburg, size, how to get it, state

1. Live in St. Petersburg for at least 10 years. This means permanent registration. In addition, it is desirable that the place of registration has not changed for the last 5 years, otherwise the chances of receiving support are reduced due to various formalities and federal and regional coefficients;
2. There should be no more than 9 square meters per person. m in the premises where he currently lives. For communal apartments this figure has been increased to 15 square meters. m.

the program is aimed at providing families in need of improved housing conditions with economy-class apartments costing up to 80% of the average market price for real estate in new buildings in the region, which families will have to pay for themselves;