Federal program "Housing"

Description of the state program “Housing”

The federal target program “Housing” is national, that is, its activities are implemented on the territory of all subjects. It is aimed at solving housing problems that naturally arise among young citizens and families.

The project is divided into stages. The current one was developed in 2010, approved by Decree of the Government of the Russian Federation No. 1050. This document described the conditions for the activities, sources of financing, and determined the categories of citizens who are entitled to preferential subsidies.

By Resolution No. 889 of August 25, 2015, the Federal Target Program “Housing” was extended for 2016-2020.

This document regulated the creation of subprograms of the above Federal Targeted Program:

Modernization of municipal infrastructure facilities.
Providing housing for young families.
Stimulating housing development development programs in the regions.
Providing housing for certain categories of citizens.
Fulfillment of state obligations to provide housing to categories of citizens established by federal legislation.

Thus, the Federal Target Program was detailed in order to increase the effectiveness of its activities. In particular, it began to cover a larger number of young citizens.

In addition, the program activates the detail of enterprises shaping the housing market. State funds received by young families should increase demand for houses and apartments. This, in turn, leads to the construction of more livable, environmentally friendly and comfortable spaces.

What do program participants receive?

The problem of providing citizens with housing is one of the most acute today. Buying a home is an expensive proposition that is beyond the reach of most young people.

Participation in the activities of the subprogram to provide housing for young families and citizens established by federal legislation gives these persons the opportunity to purchase their own apartment with the help of the state on favorable terms.

The state will pay part of the funds for them, and the rest of the program participants must find themselves. This can be either your own savings or borrowed mortgage funds.

The state expects to finance from 30 to 35% of the cost of purchasing a house or apartment for young families. For other participants in the subprograms, a cash certificate is also issued for a certain amount, which they have the right to spend only on the purchase of housing. Specific numbers depend on the preferential category and other starting conditions. However, the program participant is required to prove his own solvency. All the money won't pay for it.

The estimated value of the property is taken into account, not the market value.

It is envisaged that part of the loan provided under the state program will be repaid from maternity capital funds.

As part of the subprogram to stimulate the development of housing construction, the state subsidizes constituent entities of the Russian Federation, municipalities and legal entities that have received loans to provide engineering infrastructure to land plots intended for the construction of economy-class housing, the construction of social infrastructure facilities, the construction of highways in new areas, etc. Certificates may also be issued to families with 3 or more children.

As part of the subprogram for providing housing to certain categories of citizens, it is planned to provide housing to such categories of citizens as state civil servants, employees of the prosecutor's office, employees of the Investigative Committee, emergency service workers, etc., as well as the provision of social benefits for the purchase of housing for young scientists . In addition, the program's objectives include completing the construction of dormitories for students and young scientists; resettlement of citizens living in the landslide zone of Ingushetia, resettlement of citizens from residential premises declared unsuitable for living and other socially important tasks. For the purposes of this program, the state annually subsidizes the Agency for Housing Mortgage Lending and Russian credit organizations.

The goal of the subprogram for the modernization of communal infrastructure is to create conditions for bringing the communal infrastructure into compliance with quality standards that ensure comfortable living conditions. The subprogram's activities provide for co-financing from the federal budget for the completion of construction and reconstruction of utility infrastructure facilities.

What goals does the state set for itself?

The government is obliged to develop all areas of the economy, while taking care of vulnerable citizens. The state program “Housing” meets these criteria. Its goals are manifold.

Briefly in the Resolution they are stated as follows:

Create favorable conditions for the development of the market for affordable and comfortable economy class housing.
Containing rising housing prices.
Maintaining effective demand for housing.
Increasing the volume of housing commissioning and developing the construction industry.
Providing government support to citizens in need of improved housing conditions.
Fulfillment of the state’s social obligations to provide housing for young families and certain categories of citizens.
Integrated development of territories for the purpose of housing construction, including provision of land plots with engineering, social and road infrastructure.

Particular attention in the events is paid to beneficiaries. Priority categories of citizens, except for young families under 35 years of age, are:

military personnel who retired due to length of service;
employees of the police, prosecutor's office, investigative committee;
scientists;
liquidators of the accident at the Chernobyl nuclear power plant;
rescuers;
citizens subject to resettlement from closed military cities, towns, closed administrative territories;
citizens exposed to radiation as a result of the disaster at the Chernobyl nuclear power plant and the accident at the Mayak production association;
citizens recognized as forced migrants leaving the Far North;
citizens living in premises recognized as unsuitable, with a high level of wear and tear, living in the area of the Baikal-Amur Mainline.

By decision of the President of the Russian Federation or Decree of the Government of the Russian Federation, the list of beneficiaries may be expanded or adjusted.

The program is about economy class houses and apartments!

Project goals 2015

The social state program “Providing affordable and comfortable housing and utility services to citizens of the Russian Federation” will be implemented until 2025 (based on practice, housing projects are periodically extended, but the rules for participation in them are subject to adjustments).
It is expected that in 7 years, up to 120 million square meters of housing (up to 1,980 houses) will be built per year. At the same time, buying a home will no longer be an extreme dream for many Russians: the average market price of a typical apartment with an area of 54 square meters will be 2.3 times the annual income of a family of three. This will be possible due to the commissioning of a large volume of economy-class housing and, consequently, a reduction in the cost of 1 square meter.

In addition, citizens of our country will be able to improve their living conditions at least once every 15 years, and the housing stock itself will meet the necessary requirements and be suitable for different categories - disabled people, large families, etc.

Also on the list of program goals is the development of the rental real estate market and non-profit housing stock to help people with low incomes, as well as improving the quality of public services.

The new program works in close connection with the Concept of long-term socio-economic development of the Russian Federation for the period until 2020. It follows from this that the project is relevant for different categories of citizens. Thus, the poor and others in need of assistance will be provided with municipal housing (another option for assistance is the issuance of housing certificates). For citizens with above-average incomes, the housing market will become more open and affordable due to stability and lower property costs.

“Providing affordable and comfortable housing and utilities for citizens of the Russian Federation” consists of subprograms:

“Creating conditions for providing affordable and comfortable housing to Russian citizens” (this, in turn, includes the priority project “Mortgage and rental housing”);
“Creating conditions for providing quality housing and communal services to Russian citizens” (projects of this subprogram – “Ensuring the quality of housing and communal services”).

Let us take a closer look at these areas of work of the federal target program.

Main criteria for selecting participants

Only citizens of the Russian Federation can apply for a subsidy. The state program “Providing housing for young families” applies to young people under the age of 35; other measures to provide housing do not specify the age of the participants; naturally, they must correspond to the categories that are enshrined in the Resolution in the terms of each target program.

Also, additional conditions may be imposed on participants, such as solvency, because a young family is allocated only part of the funds to purchase housing; they must have the remaining amount in a bank account or receive approval under one of the bank’s loan programs.

Participants in the program to provide housing for certain categories of citizens must only have a place of work or place of registration corresponding to the program in the areas specified in the action plan from which citizens are planned to be resettled.

The requirements for legal entities, municipalities and constituent entities of the Russian Federation are also set out in detail in the previously mentioned Resolution. There you can also familiarize yourself with the criteria for their selection for participation in competitions for subsidies.

Where to contact potential participants

Having decided on his intentions, a citizen must come to the administration of the city (town, village) in which he lives.

In addition, you must have with you the documents necessary to register as those in need of improved living conditions. Applications are reviewed on a commission basis. The government agency is obliged to respond to the applicant within 10 days. The period is counted from the date of submission of the application.

Citizens who can obtain housing due to work or service must contact the appropriate department at work.

Frequently asked questions about participation in the program

The documents indicate that measures to provide young families with housing are designed only for young families. However, an application can be submitted by a single person who falls within the restrictive age criteria. According to the Family Code, he is also a separate unit of society.

It is important to have time to decide on your intentions before the age of 35.

According to the current federal program, the age of each spouse or one parent in a single-parent family on the day the executive authority of a constituent entity of the Russian Federation makes a decision to include a young family participating in the activities of a departmental target program in the list of applicants for receiving social benefits in the planned year does not exceed 35 years.

More detailed conditions for participation are outlined in regional programs, which may differ slightly from federal ones in favor of citizens.

However, it should be remembered that there is a clause in the federal program that allows regional authorities to exclude citizens even from already approved lists. It states that if at the time the executive body of a constituent entity of the Russian Federation forms lists of young families - applicants for receiving social payments in the corresponding year, the age of at least one of the members of the young family exceeds 35 years, such a family is subject to exclusion from the list of young families - participants in the events of the departmental target program in the manner established by the executive authority of the constituent entity of the Russian Federation.

Program conditions and requirements for participants

In each specific case, the requirements for participants may be different.
For example, there are documents about the disrepair of their housing, service in the Armed Forces, or the person is a young couple under 35 years old and has children. Important! Regional projects may additionally establish a number of requirements for citizens.

In addition to special requirements, participants must comply with all the conditions set forth in the Housing Code of the Russian Federation, in particular in article:

living in premises that do not have sufficient space or do not meet the standards of social norms;
the presence of a private lease agreement, but lack of own living space that meets all standards;
the living space where the persons currently live does not meet safety standards;
persons have mental or infectious diseases that do not allow others to live with them.

In some cases, it is enough to comply with a certain point, but this will require evidence in the form of various conclusions and certificates.

The program is designed for individuals who meet certain requirements of the subprogram, as well as solvency, that is, to participate in the standard scheme, a stable, permanent income is required.

An important condition is the absence of previous participation in the program.

Article 51 of the Housing Code of the Russian Federation “Grounds for recognizing citizens as needing residential premises provided under social tenancy agreements”

Results achieved

It is too early to say that the main goals of the state program “Housing” have been achieved. The cost of apartments and houses did not decrease, nor did the percentage of young families with satisfactory housing conditions.

Nevertheless, there are some successes. So:

the share of private housing among Russians is gradually increasing;
mortgage lending is developing;
the volume of commissioned housing stock is growing;
the infrastructure of cities is being modernized through the use of budget funds and citizens;
The resettlement of citizens from dilapidated housing, emergency housing and from the regions of the Far North is gradually being organized.

The maximum amount of a preferential loan is 3 million rubles, and in the capital and St. Petersburg - 8 million rubles.