What is a title document for an apartment and what are the features of their types?
To conduct a real estate purchase and sale transaction, a citizen must have a title document for the real estate he is selling, or if he is the buyer, he must check this document for legal purity for the legality of the transaction and in the future to exclude any controversial issues and litigation .
According to Russian legislation, it is possible to obtain housing into private ownership for various reasons - this could be inheritance of an apartment, receipt of housing as a result of purchase or donation, as a result of exchange, rent, under an equity participation agreement, etc.
The difference between title and title documents
According to Federal Law No. 218, Article 21 specifies the basic requirements for the emergence of property rights among Russian citizens. This document spells out all the points related to the acquisition of property rights, what nuances and features it has, and also describes the restrictions and obligations of a citizen.
The Federal Law itself also spells out the basic requirements that are put forward for the registration of property rights itself, that is, for title documents. For this document, the important point is that it is drawn up by one or more parties; the points that are associated with the conclusion of the transaction itself to establish ownership must be described and the fact of the emergence of a new object and legal rights to it must be stated.
The main legal documents are:
- real estate purchase and sale agreement;
- gift agreement;
- privatization agreement;
- a document that confirms a citizen’s right to an apartment as a result of inheritance;
- barter agreement;
- annuity agreement;
- equity participation agreement;
- act of putting real estate into operation;
- social rental agreement.
As for title documents, they are issued directly by registration authorities and show the fact of ownership in the Unified Register. Legal documents include an extract from the Unified State Register of Real Estate.
Additional documents for registration
In addition to the above documents, other documents may be required to register ownership, depending on the basis for the transfer of ownership of the apartment and other nuances of the transaction.
- If one of the parties to the agreement is a legal entity, you must submit the statutory documents of the legal entity.
- In the case of selling a share of an apartment, the seller must provide documents confirming that he has complied with the requirements of the law on granting the pre-emptive right to buy out the share to other owners of this property. This may be either a written refusal of the shared owners to purchase the alienated share, or a document that confirms the written notification of all owners about the sale of the apartment’s share, indicating its price and other conditions of sale.
- If the apartment was under a mortgage, then the written consent of the mortgagee is required to carry out a transaction with the apartment.
- If the seller has presented a gift deed or certificate of inheritance as a title document, a certificate from the tax office may be required confirming payment of the relevant tax.
In some cases, registration may require other documents, the list of which can be obtained from the registration authority.
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How to check the authenticity of documents
The legal purity of real estate documents is a very important point when concluding a transaction. Most Russian citizens turn to legal or notary offices, as well as real estate agencies in order to check the purity of a future purchase, so that in the future there will be no problems with it or any pitfalls will surface.
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The property must not have any encumbrances or debts, and the documents must not be genuine or falsified.
A check for the authenticity of documents can also be ordered from the territorial registration authority, which will provide an extract from Rosreestr as of the current date, and you can also take an extract from the house register and from the BTI to check the presence of encumbrances.
A very important point when checking documents is the date of registration of documents and the presence of signatures and seals. The documents themselves should not contain corrections, errors or other adjustments.
Cost of apartment registration
Drawing up a title document for an apartment is not a cheap service. It is worth understanding that the preparation of documents itself will cost:
- Extract from the BTI - about 1000 rubles.
- Issuance of a cadastral passport 2000 rubles.
- Application to the cadastral chamber costs 200 rubles.
- Notary services – drafting, execution and certification of an agreement from 0.5% of the cadastral value of the property.
- State duty 300 rubles. It is paid only if citizens do not come to a common agreement and go to court.
- In this case, you will also need to draw up a statement of claim, the cost of which is around 500 rubles.
How can I get a certificate?
To obtain a certificate of title, you must contact Rosreestr at the location of the property.
There are the following ways to submit an application and other documents:
- By personal contact to the territorial department. Here it is necessary to stipulate that it is often possible to submit documents through the cadastral chamber, and in the case of some regions, only through it. For example, in the Voronezh region, Rosreestr itself has long been involved only in direct registration, and the functions of receiving citizens are assigned to the cadastral chamber. Documents for registration are also accepted through multifunctional centers.
- By mail with declared value, notification of delivery and description of the contents. In this case, the signature on the application must be notarized. The same applies to the transaction under which the object is purchased.
- Through the Rosreestr website. This method became available only recently and has not yet been fully mastered. It is more suitable for people who register quite often, since it requires the purchase of an electronic digital signature.
- On-site reception , when an employee of the registration authority comes to you for a fee and picks up a fully prepared package of documents.
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How to prove ownership
From 2020 to the present day, the issuance of a certificate of ownership of an apartment has been cancelled. According to innovations in the legislation of the Russian Federation, when registering this right, citizens receive an extract from the Unified State Register of Real Estate. In case of loss, a citizen can receive an extract:
- through the State Services portal - you must fill out an application to receive an extract from the Unified Register. To do this, a citizen must register on the site.
- Through the Multifunctional Center. You can apply in person or apply online.
- Contact Rosreestr in person and fill out an application to receive an extract of ownership.
It is worth remembering that only the owner of the property can receive a detailed statement, and any citizen can receive a standard one. The deadline for issuing the extract is limited.
How to find out the number of the certificate of registration of property rights at the address
It reflects the following information: The basis on which ownership of the real estate was acquired. The basis is the document according to which the rights to the object are assigned, a purchase and sale agreement, etc. The owner and the name of the object belonging to the property. About the owner, his identification data is indicated: last name, first name, patronymic, personal passport information, registration, date, month and year of birth. The legal status of the object, that is, information about the right to which the property belongs to the owner.
Immovable object. Contains a detailed description of the objective features of the object: purpose, area, address, parameters. Cadastral number assigned either by Rosnedvizhimost or the corresponding cadastral service. Any encumbrance of the object and the rights to use it are reflected in the certificate of easement, lease, arrest, etc. Registration details of the register: day, month, year and registration number, as well as the number of the entry in the register.
Sample certificate Only the person who owns the rights to the registered property has the right to receive a certificate.
In this case, a person means both an individual citizen and their group of shared property or households. Video: what to do About ownership The issuance of a certificate is not limited to the day of registration of rights to the object. Thus, a certificate can be obtained after a year, two or a longer period from the date of registration of rights, for example, in the event of the loss of the certificate or its destruction, etc.
Registration of rights to an object is also virtually unlimited. Changes in the mandatory data of the certificate are reflected in the register and from the moment the changes are made to the register, the certificate issued before the changes becomes invalid. For example, there has been a change of owner, or the parameters of the house have changed as a result of construction work, etc. A judicial challenge to the certificate is not rational and will not lead to the desired result for the plaintiff, because if the certificate data coincides with the register data, the legal relationship certified by it will not change.
Such cases are: The intention to acquire as a result of the purchase of real estate and there is a desire to verify the integrity of the owners. The document will certify the rights of the sellers, demonstrate the history of the purchased property and inform about the presence or absence of encumbrances. Judicial vicissitudes regarding the recognition of a transaction for the alienation of real estate as invalid, when the debtor owners, in order not to repay the debt at the expense of their existing property, decide to alienate it. This will help ensure the fulfillment of debt obligations at the expense of their property.
For a house The functions of the certificate of title to a house are identical to the certificate of title to an apartment. Difference from an extract Certificate - a document that was issued only to the owner of the rights to property before. It has a special paper form. From this date, certificates will no longer be issued. An extract is a document that can be received by any person since the data contained in it is personal, both on paper and in electronic form.
Receipt of the extract will not affect the legal ownership of the property. Now the extract acts instead of a certificate. But does it replace a certificate? In fact, no, it is not a document of title, as was the case with a certificate, but it provides certain information about the owner, the object, etc. To certify your rights, the fact of registration and location of information about ownership in the register itself is important. Who issues For issuing certificates for houses, apartments, plots of land, as well as extracts now, the body that registers such objects is responsible - Rosreestr with its territorial divisions.
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Do you want to understand the expiration date of the extract received from the Unified State Register? For more information, see the article: How long is an extract from the Unified State Register valid? For information on what types of extracts from the Unified State Register exist, see here. Receipt procedure There is a specific procedure for applying and issuing the required document. The application principle applies, that is, the paper is not issued without proper circulation.
Documents To issue a certificate, the applicant owner will be required to submit certain documents. So, to issue a certificate, you need: a statement reflecting the request to issue a document;
WATCH THE VIDEO ON THE TOPIC: Rosreestr - Life without certificates - How to check an apartment
Document on ownership of an apartment - what does it look like and how to check it?
Dear readers! Our articles talk about typical ways to resolve legal issues, but each case is unique.
Knowing what a document looks like is a common sense necessity. After all, when making transactions with any object of movable or immovable property, the final result is the receipt of a title document.
But in the case of movable property, the amount spent may not be so large (buying a used car), but a real estate transaction requires significant finances. The risk of permanent loss of such a significant amount will not please anyone.
What does the document on ownership of an apartment look like?
A written document can confirm a person’s right to an apartment. It is worth noting that it can look different and have completely different names. This is due to the period in which it was received.
So in the Soviet period it was an exchange agreement, and after 1991 - a certificate of state registration of rights, a warrant, a decision of a municipal body on the transfer of an apartment to private ownership (privatization).
What information does it contain?
Anyone who is faced with the need to clarify whether the paper in front of them is a document on the ownership of an apartment should know its mandatory details.
The document contains the following information:
- address;
- purpose object;
- apartment area;
- assigned cadastral number;
- information about who the owner is;
- information about encumbrances or restrictions;
- date of issue;
- series and number;
- Name.
Sample document for ownership of an apartment
Types of documents that confirm ownership of an apartment
As confirmation of a person’s right to own an apartment, there can be papers that were issued both under the USSR and in the Russian Federation. Among them there are differences in the method of obtaining property ownership.
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They can be classified by:
The time period or, more simply put, the period when it was issued:
Vidu:
- Establishing title (purchase and sale agreements, exchanges, mortgage agreements, donations, certificate of registration of rights, privatization agreement, will).
- Certificate of title (certificate of payment of a share in a housing construction cooperative, extract from the Unified State Register).
What should be indicated on the certificate?
The result of registration is that the property owner receives a certificate of ownership of the apartment. It will contain the following information:
- Full name of the owner, details of his passport, place and date of birth;
- type of right to an apartment: perpetual use, ownership, operational management, etc.;
- technical characteristics of the apartment: area, address, number of floors, cadastral number;
- documents grounds for registration: agreement of purchase and sale, exchange, donation;
- existing restrictions that are imposed in the case of a mortgage, pledge, rights of third parties, rent, and so on.
During the process of registering rights, all data is entered into the Rosreestr of Real Estate .
Title documents for the apartment
Their number is strictly limited by current Federal legislation. At the same time, transactions with apartments are subject to mandatory state registration in Rosreestr. The essence of this type is that thanks to its registration, a certain range of legal relations is settled between the subjects.
They may be:
- Barter agreement.
- Contract of sale.
- Agreement on the free transfer of housing into the ownership of citizens.
- Mortgage agreement.
- Donation agreement.
- A certificate confirming that the share in the housing construction cooperative has been paid in full.
- Certificate of state registration of rights (issued until 2020).
- Extract from the Unified State Register.
- Extract from the Unified State Register of Real Estate
- Will.
- The court's decision.
The nuances of obtaining a certificate for an apartment
There are a few things that are helpful to know if you are planning on getting a title deed:
- If the right arises on the basis of a notarized transaction , then responsibility for its legality rests with the notary. He can also submit documents to Rosreestr.
- Until a record of the transfer of rights has been made to the Unified State Register , you can apply and write an application to terminate the registration. Moreover, even one party to the transaction can submit it, but in this case the registrar must first make a suspension and notify the other party.
- One representative does not have the right to sign documents , including statements, from two different parties to the agreement.
- If minors under the age of fourteen take part in the transaction, then one of the parents acts for them. If a transaction occurs between parents and a child, then you need to contact the guardianship authorities so that they appoint a representative. Children over fourteen years of age apply in person, but with the written consent of their parents.
- When applying to the Rosreestr of foreigners, they must provide a notarized translation of their passport into Russian and a document confirming the legality of their stay in Russia.
- The contract must be either completely handwritten or completely typed. A document not drawn up in a uniform manner will not be accepted. Also, if it has more than two sheets, it needs to be stitched and the pages numbered.
- If you already have a certificate for a share in this apartment , and now you are going to register the rights to the object as a whole, then you need to note this in the application. Otherwise, you will receive another certificate for a different share, and in the future, to obtain one document, the state fee will have to be paid again in full.
- Another point regarding the state duty. If there are several owners, as mentioned above, it is divided among everyone. But only under the condition of their simultaneous circulation. If everyone goes to the department on their own, then they will pay in full. The proportional principle of payment does not apply to objects received by inheritance. Each heir pays two thousand.
- If you are unable to correct the reasons for the suspension within the period specified by the registrar , the parties themselves can also write a statement and extend it for another three months. This application can only be submitted once.
- Since registration is also done by people, a technical error may be made in the finished certificate. Then you need to immediately write an application for correction. However, fuzzy printing is not a technical error.
- Currently, based on the results of registration, the owner can be issued both a certificate and an extract. It depends on what is stated in the application. You cannot get both at the same time, but you can always request it for an additional fee.
- If the right has already been registered and all obligations have been fulfilled, it is impossible to simply terminate the transaction. It is necessary to either carry out a new registration by mutual agreement, or go to court.
- Finally, don't panic when you receive a certificate without a watermark. Now it is issued on a white sheet of A4 paper due to recent changes in legislation.
Despite the apparent difficulty, obtaining a certificate of ownership on your own is quite possible. It is necessary to be attentive at every stage, carefully check the documents, and in case of suspension, do not delay in eliminating these reasons.
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As a last resort, you can always contact the head of the registration department for a personal meeting if any controversial issue arises. The main thing is not to let everything take its course until the certificate is in your hands.
How to properly check documents for authenticity?
When carrying out transactions with real estate (purchase and sale of an apartment), it is worth noting some rules for concluding a contract.
To carry out a transaction you must:
- the parties have full legal capacity;
- presence of all necessary accompanying papers for the apartment;
- executed in writing;
- Notarization of the contract is required;
- there is a special procedure for registering a transaction, after which the actual transfer of ownership takes place;
- for documents issued no later than July 15, 2020, the presence of a special form in the established form.
Required documents for verification
- Russian passport;
- information about encumbrances or restrictions on transactions with real estate (arrests, pledge);
- information about the absence of arrears in payment for previously supplied utilities;
- cadastral passport;
- special permits in case of registration of minors and/or incompetent persons in this apartment.
These include:
- Name;
- name of the authority that issued it;
- place of issue;
- date of;
- document that serves as the basis for obtaining the certificate;
- information about the owner (legal subjects);
- type of law;
- object of law (the apartment itself with a brief description and indication of the physical address of its location);
- cadastral number of the apartment;
- information about the presence of restrictions or encumbrances;
- number under which the entry was made.