Personal account for the apartment

In the modern world, it is quite difficult to imagine everyday life without such amenities as electricity, water supply, gas supply, drainage, heating, cleaning and garbage disposal. All these benefits have become so commonplace in everyday life that many do not even think about how they are provided.

Provision of the above mentioned utilities is the responsibility of the respective companies. Since their services are not free, every month all homeowners receive receipts, according to which they are required to pay for the amenities provided. In some cases, management companies, in order to simplify the task and reduce the amount of paperwork, send citizens a single receipt, which contains a list of services and the amounts that must be paid for them. Considering the fact that Russian legislation often makes changes to the format of such papers, this also affected the general receipt. The form has been changed more than once.

The information provided on these receipts varies depending on the property itself. In addition, the list and type of utilities provided are also not always the same. Thus, owners of private residential buildings do not pay for intercom services and cleaning of the local area. In addition, not everyone can have gas or a centralized heating system.

Form details

Typically, the personal account receipt form contains the following information:

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  • Sample of a single receipt for payment of utilities
    The period for which the owner needs to make payment;
  • The name of the property for which the payment was made;
  • Number of persons registered in the living space;
  • Name of utilities;
  • Information about the established tariff, meter readings, amount to be paid, presence and amount of debt or overpayment;
  • Benefits or subsidies applied;
  • Availability of an agreement on installments or deferred payments;
  • Payer's personal account number;
  • Personal information about the owner of the real estate;
  • Type of ownership;
  • To what extent are paid services provided?
  • Data on recalculation when it is carried out.

Today, using a receipt for payment of housing and communal services and the personal account indicated on it does not present any difficulties for citizens, despite the fact that the forms of organizations providing different services differ from each other. In addition, if you receive not one general payment, but separate receipts for each service, then the personal account number for payment for each resource will be different.

Where is the personal account written on the receipt?

Nowadays, it is difficult to imagine life without hot water and electricity. All this is provided to us by companies providing services in the housing and communal services sector. We see the cost of their work in the housing and communal services receipt every month.

For each type of service you receive a monthly receipt, which is important to pay on time. Otherwise, there is a possibility of earning penalties. Each such receipt has a unique personal account number.

Next, we will dwell in more detail on the purpose of this number.

  1. Go through the registration process on this portal.
  2. Next, make a request: select a utility service provider in your area and enter your personal account number.
  3. After that, in the “My Accounts” tab, find the required invoice and pay it.
  • Using Internet banking.

    What is included in the rent receipt

  • information about the payer, including the area of ​​the premises, address and number of residents;
  • information about the housing and communal services contractor;

  • payer identifier (personal account number);
  • recipient's bank details;
  • final invoice indicating the debt, advance payment and date of last payment;
  • tables for calculating fees for utilities, major repairs and housing maintenance;
  • background information;
  • data on recalculations;
  • settlements related to the provision of deferment, restructuring or deferred payment;
  • consumer reminder.

The amount to be transferred includes the portion spent on utilities. The columns are filled in with readings from metering devices (general and individual), established average monthly and standardized consumption data, and for non-residential premises calculated measures are applied.

Features of a personal account for paying utility bills

The period for which the owner must make payment;

  • The name of the property for which the payment was made;
  • Number of persons registered in the living space;
  • Name of utilities;
  • Information about the established tariff, meter readings, amount to be paid, presence and amount of debt or overpayment;
  • Benefits or subsidies applied;
  • Availability of an agreement on installments or deferred payments;
  • Payer's personal account number;
  • Personal information about the owner of the real estate;
  • Type of ownership;
  • To what extent are paid services provided?
  • Data on recalculation when it is carried out.
  • Provision of the above mentioned utilities is the responsibility of the respective companies. Since their services are not free, every month all homeowners receive receipts, according to which they are required to pay for the amenities provided.

    In some cases, management companies, in order to simplify the task and reduce the amount of paperwork, send citizens a single receipt, which contains a list of services and the amounts that must be paid for them.

    Considering the fact that Russian legislation often makes changes to the format of such papers, this also affected the general receipt. The form has been changed more than once.

    1. Calculation of penalties, including penalties, for each day of delay.
    2. Restrictions on the provision of services.
      If the debt accumulates over a certain period of time, the service provider has the right to restrict the consumer's access to it. In other words, if the debt exceeds the established limits, the user will be disconnected from utilities until he repays his debts in full.
    3. Eviction from the apartment.
      This measure of punishment is an extreme measure, and in practice it does not occur very often. It is worth noting that this measure cannot be applied to owners of privatized real estate.

    Not all companies that supply utility services to end consumers can create and control Internet resources that make interactions between all parties more efficient.

    However, if your management structure provides such opportunities, then everything becomes much simpler, and you can get information on the presence of active debts literally within a couple of minutes.

    Anyone can find themselves in a difficult financial situation. Owners of city apartments are no exception. If you don't pay utility bills for several months, you will accumulate debt.

    As soon as the financial situation improves, apartment owners try to remove the debt. Often, many of them do not know how much money they have accumulated and where to go to repay it.

    The old receipt could have been lost and then the question arises of how to find out the personal housing and communal services account at the address.

    In the menu of ATM devices or in your personal account of the Sberbank online service, you need to find a tab called “Search and Information”. After this, you need to find the “Personal accounts for Sberbank online” tab.

    The address is entered here, and after that we need to find the supplier we are interested in. After a housing and communal services provider has been found, the apartment owner will know the payment amount and account number.

    Where is the personal account number on the housing and communal services receipt?

    Enter your personal account number. At this stage, many payers have difficulties. If the account number is entered incorrectly, the online banking system will prompt you that this value was not found.

    Payer number

    After making the payment, the payer’s number in the ERIP will be reflected in the check; enter the payer's number in ERIP; select the territorial location of the service; select a group (subgroup) of services; select the service to be paid for; enter the information necessary to make a payment (for example, personal account, agreement number, telephone number, UNP, etc.). This

    Section 1. Information about the payer and provider of utility and housing services Section 2. Information for making payments to the payee (recipients of payments for housing and communal services) Section 3.

    Calculation of the amount of payment for the maintenance and repair of residential premises and utilities Volume (individual consumption, general house needs) Tariff Amount of payment for utility services (individual consumption, general house needs) Recalculations Benefits (compensation for housing and communal services), subsidies Total payable for housing and communal services Volume (individual consumption, general house needs) Tariff Accrued (individual consumption, general house needs) Recalculation of the current month Recalculation of previous months (individual consumption, general house needs) Total payable for housing and communal services Social support measures (SME) (for reference) SME recalculation (for reference) Status of the Personal Account for housing and communal services Information about recalculations (basis for recalculation) Individual consumption standards Consumption standards for general house needs Information about common house metering devices (PU) Information about meter readings (individual metering devices) Information on accruals in the context of each principal (organization servicing the housing stock) Volume (individual consumption, general house needs) Tariff Accrued (individual consumption, general house needs) Recalculation of the current month Recalculation of previous months (individual consumption, general house needs) Total payable for housing and communal services Social support measures (SME) (for reference) SME recalculation (for reference) [OBRC] - a sign of the organization of housing and communal services (for example, “UK “Obraztsovoe”, fixed length 4 characters;

    [PRN] – Principal attribute (housing and communal services organization code from the receipt and/or barcode), fixed length 3 characters; [LP] – personal account number in the housing and communal services billing system, 10 digits long, the last of which is the check digit; [Payment amount] – the amount of the debt of the housing and communal services payer OBRC – the prefix of the housing and communal services organization, for example, “UK Obraztsovoye” 456 – sign of the principal (housing and communal services organization code in the receipt) 1000432362 – personal account number in the housing and communal services billing system 217591 – amount for housing and communal services in kopecks, 2175 rub.

    They are dropped into mailboxes and handed over personally to the concierge, the entrance manager, etc.

    Typically, in receipts this information is contained in the upper right corner of the “header” of the sheet in the corresponding line - “Payer code”. Next door will be information about you, a barcode, and the total cost.

    If the receipt does not contain a code, then this is a reason to doubt its authenticity.

    How long is a document stored?

    In official documents there are no deadlines for storing payment documents. However, some receipts have such a mark. It states that receipts must be kept for at least three years.

    Such a decision can be associated with the statute of limitations, which is also three years. That is, any public utility organization that provides certain services to the population has the right to sue any debtor and demand compensation for the debt only for the last three years. From this we can conclude that not a single company will wait until the defaulter voluntarily pays off his debt and will definitely go to court before this period expires. This is worth keeping in mind for those who mistakenly believe that they can not pay and the debt will automatically be written off due to statute of limitations.

    Returning to the storage period for personal account receipts, experts recommend keeping such documents for at least five years, in order to avoid possible conflicts with management companies and utility providers.

    Features of a personal account

    To make it more convenient to identify each payer, at the state level they introduced a system for registering property owners by personal identification number. Such numbers are contained in special tables with other payment data. The essence of this system is to automate the procedure for crediting funds contributed by payers.

    Software objectives:

    • Identification of the received payment;
    • Comparison of calculated data with receipts;
    • Providing results under the guise of debts or overpayments for previous periods.

    The task of each consumer is to send monthly meter readings from the 23rd to the 25th inclusive. You can provide this information by phone, fax or send it via the Internet. In this case, you need to know your personal account number and the period for which the readings were taken.

    You can pay utility bills in almost all banking institutions using online systems, terminals, a Sberbank client’s personal account or personal accounts on the official websites of each company that provides a particular service.

    How can I use it?

    Unfortunately, no one can be completely immune from financial difficulties, which is why some citizens sometimes experience debt for utility services. Since no organization will let this happen to chance and there is a high risk of going to court, every responsible owner of a real estate property must repay the debt in full or at least in part. To do this, you need to find out the current amount of debt, which is possible if you know your personal account number.

    You can do this in several ways:

    • Via the Internet - in your personal account on the Sberbank website, if the citizen is its client, or on the official websites of companies providing utility services;
    • Through a banking institution - by contacting the operator directly at the cash register window, which is not always convenient due to the need to waste time going there and standing in line;
    • By phone - by calling the hotline and telling the operator your personal account number, as well as the amount of debt or advance payment.

    How to find out your number

    Today, most of the population actively uses the Internet, and therefore government Internet services are developing. Thanks to government portals, any interested person can submit requests and find out the necessary information without leaving home. The opportunity to find out your personal account number by indicating the exact postal address of the real estate is no exception.

    As a client of Sberbank, you can use its online services to pay for utilities. To obtain information about a personal account, you also need to know the address. This can also be done by calling the company providing the services.

    All of the above options are relevant if payment receipts have not been preserved, since they must indicate the personal number, and also if for some reason it has been changed or divided into several separate ones.

    How to find out the account number of a Sberbank card

    It is in such situations that the client is faced with the need to provide a personal account for a Sberbank card. The transfer will be made specifically to this account, since direct transfers from card to card are not always available, and when receiving funds from any organization, this option is completely excluded. In addition, transfers between cards of different banks are subject to significant commissions, which are not comparable to the cost of ordinary transactions of transferring funds from one account to another.

    • try to find any documents that were handed over to the holder by a bank employee when issuing a card;
    • if you find an agreement or at least an envelope in which the card product was located, you can look at the personal account number on these papers, since this detail is indicated on them in all cases;
    • if the cardholder has access to the Sberbank Online personal account, then his task is greatly simplified, since all data, including the account number, should simply be viewed in the Internet bank (the service is free);
    • If the Internet banking service is not connected and there is no data to log into your personal account, then the only option is to call the credit institution’s call center.

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    Possibility of partition

    To split your personal utility bill, you must have this right. It can only be used by official owners and co-owners of real estate. At the same time, the procedure for privatized housing does not present any particular difficulties and is completed quite quickly.

    Another category of citizens who have the right to share a personal account are participants in relations under a social tenancy agreement. However, they have a number of conditions and requirements. Turning to the current norms of Russian legislation, in particular to the Housing Code of the Russian Federation, it is established that families living in the same residential premises received under a social tenancy agreement do not have the right to enter into any agreements with each other. However, this condition does not change even when an official marital divorce is filed. Living with a former family in the same apartment, a divorced spouse cannot claim a division of the personal account in order to pay his share separately.

    Despite the strict rules, there is still a workaround. Marital relationships do not in any way affect the duties and rights to the state. Each person has the right to claim to pay his share independently, bearing responsibility only for it. In other words, if it is necessary to divide personal accounts in municipal housing, it is necessary to draw up an agreement with the municipal authority. At the same time, for privatized housing you simply need to write an application to the management company.

    About banks and finance

    The manager of the country's budget funds is a government body of the Russian Federation that acquires contributions from the superior manager of the country's budget funds for their distribution between the recipients of the funds and the lower managers of the country's budget under its jurisdiction.

    1. personal account of the manager of funds, intended to account for the operations of the manager of the manager of funds and the main funds to bring and distribute the amounts of budget financing limits and obligations to recipients and managers of funds under their jurisdiction;

    06 Aug 2020 consurist 994

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